Found 2 blog entries tagged as first-time buyer.

Buying your first home in Edmonton? Here’s your essential checklist to keep the process focused and stress-free:

✅ Before You Start

  • ☑ Meet with a REALTOR® – Understand the process & protect your interests.
  • ☑ Get Pre-Approved – Know your buying power and set a budget.
  • ☑ Make Your Must-Have List – Focus your search with clear priorities.

???? While You Search

  • ☑ Set Alerts – Be the first to know when new listings hit the market.
  • ☑ Save Favourites – Track the homes that feel right.
  • ☑ Ask Questions – I’ll help you spot red flags and good value.

???? When You’re Ready

  • ☑ Book Showings – I’ll arrange viewings that match your pace.
  • ☑ Review Comparables – Understand fair market value before you offer.
  • ☑ Make an…

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Helpful Programs First-Time Buyers Main Image

Are you looking to buy your first home but struggling to come up with a down payment? These first-time buyer programs can help.

CMHC Mortgage Default Insurance

Admittedly, mortgage default insurance isn’t a “program” per se, but it is beneficial for helping first-time buyers realize their dream of home ownership. To purchase a home in Canada, you’ll require a minimum down payment of 5% on the home’s overall purchase price. Buyers with a down payment of 19.99% or less will be required to purchase mortgage default insurance, which protects the lender in the event you, the borrower, default on your mortgage loan. 

In short, mortgage default insurance enables buyers to purchase a home with as little down payment as possible. 

First-Time Home…

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